Comprehensive Financial Planning

At Montz Harcus Wealth Management comprehensive financial planning is the backbone of our business and strategy. We passionately believe that in order to provide sound financial advice we first need to acquire a complete understanding of a client’s entire financial picture. Through the financial planning process, we will create a customized roadmap for each client so that they feel holistically informed as to their current financial position and have a clear understanding of the path required to meet each financial goal. This is a constantly evolving process and as your financial ambassador we will guide you through life’s changes and provide you with all the tools necessary to make well thought out decisions throughout the way.

The Major Components of the Financial Planning Process Include:

  • Debt Reduction Planning
  • Insurance Planning
    • Disability Insurance
    • Life Insurance
    • Long Term Care Insurance
  • Education Planning
  • Retirement Planning
  • Investment Management and Asset Allocation
  • Tax Planning
  • Estate Planning

The Major Steps in the financial Planning Process, as defined by the CFP® board, are as follows:

  • Establishing and Defining the Client/Planner Relationship
  • Gathering the information necessary to fulfill the engagement
  • Analyzing and Evaluating the clients Financial Status
  • Developing and Communicating the Recommendations
  • Implementing the Recommendations
  • Monitoring the Recommendations

Securities and investment advisory services are offered through Montz Harcus Wealth Management, LLC (MHWM) with securities cleared through TD Ameritrade Institutional. Securities also offered through Purshe Kaplan Sterling Investments, member FINRA/SIPC, headquartered at 80 State St., Albany, NY 12207. Tax and Insurance services provided by Physicians Resource Group. Purshe Kaplan Sterling Investments is not affiliated with Montz Harcus Wealth Management or Physicians Resource Group.

TD Ameritrade, Inc. is one of the firms that we use to custody our client assets. TD Ameritrade, Montz Harcus Wealth Management and the other entities named are separate and unaffiliated firms, and are not responsible for each other’s services or policies. TD Ameritrade does not endorse or recommend any advisor and the use of the TD Ameritrade logo does not represent the endorsement or recommendation of any advisor. Brokerage services provided by TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. Used with permission.

MHWM and PRG are affiliated companies. Additional products and services may be available through Physicians Resource Group that are not offered through MHWM or PKS. This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your Registered Representative. Read it carefully before you invest or send money. Visit disclosure page.